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First Casualty Insurance Group
 Lodging Insurance Programs 

Some of the coverages available:

Commercial Buildings Coverage
Including permanently installed fixtures, machinery, equipment, outdoor fixtures, personal property owned by you to maintain or service the building or structure or its premises, such as fire extinguishing equipment and outdoor furniture

Business Personal Property Coverage
Including furniture, fixtures, and other personal property normal to lodging operation.

  • Debris Removal
  • Preservation of Property
  • Fire Department Service Charge
  • Pollutant Clean Up and Removal
  • Newly Acquired or Constructed Property
  • Personal Effects and Property of Others
  • Valuable Papers and Records - Cost of Research
  • Property of premises
  • Outdoor Property

Comprehensive Liability Coverage
Protection for bodily injury or property damage to other including your legal defense even if the suits are false or fraudulent. Coverage includes:

  • Automatic General Aggregate Reinstatement
  • Broad Form Property Damage
  • Medical Payments
  • Products and Completed Operations
  • Contractual Liability
  • Personal Injury
  • Advertising Liability
  • Host Liquor Liability
  • Incidental Medical Malpractice
  • Non-owned Watercraft to 26 feet
  • Employees as additional insureds
  • Automatic Coverage for Newly Acquired

Motel/Hotel Package Optional Coverages

Motel/Hotel Plus Endorsement - adds several coverages not included in most policies and increases the sublimits of needed coverages in the basic policy.

  • Business Income/Extra Expense
  • Employee Dishonesty Coverage
  • Forgery and Alteration Coverage
  • Money and Securities
  • Innkeepers Liability
  • Non-owned Auto Liability
  • Accounts Receivable
  • Personal Effects and Property of Others in your Care, Custody or control - Increased sublimit
  • Household Personal Property
  • Property Temporarily Off Premises - Increased sublimit
  • Property in Transit
  • Valuable Papers and Records - Cost of Research - Increased sublimit
  • Billboards owned by the insured
  • Coverage for Trees, Shrubs and Plants - Increased sublimit

Electronic Date Processing Equipment
Provides coverage for scheduled computer and other electronic equipment including media coverage


Systems Breakdown
Blanket coverage for mechanical and electrical equipment such as heating and cooling, communication and computer systems and the business interruption loss caused by the damage to this equipment.

For more information or for a free, no obligation quote, please contact Gary Kunce at 1-800-352-3416. You may also request a quote online.

We can provide an insurance package that's just right for your hotel or motel.

    Disclaimer: Please note that completion of the following request for information does not constitute the purchase of insurance. No coverage may be added, changed or bound as a result of submitting this request for information or quotation of insurance. All coverage must be confirmed by the agency in writing subject to an acceptable signed application meeting the underwriting guidelines of the Insurance Company. First Casualty Insurance Group is licensed in the states of North Carolina, South Carolina and Virginia. No solicitation of insurance is being made outside of this these states.

    Statements on this web site as to policies and coverage provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage go into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at (800) 352-3416 to discuss specific coverage details and your insurance needs. All coverage is subject to terms, conditions and, exclusions of the actual policy issued. Not all policies or coverage is available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions; you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those site.
    190-A Turner Street  |  Southern Pines, NC 28387  |  1-800-352-3416
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