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First Casualty Insurance Group
 Insurance Programs for Restaurants 

We can provide an insurance package that serves the needs of your restaurant.

Coverages Available:


  • Food Service PLUS - protection against lost income due to food contamination; spoilage from power outage; credit card forgery and automatic extinguishing system recharge and clean up expense
  • Buildings, including: fixtures, permanently installed machinery, equipment and tanks (including pumps)
  • Business personal property, including: automatic inflationary increase of insurance limits, furniture, fixtures, machinery, equipment and stock


  • Liability from bodily injury, property damage or personal and advertising injury
  • Premises and operation
  • Products/completed operations
  • Medical payments
  • Automatic "additional insured" status for grantor of franchise or license, lessors of leased equipment, managers or lessors of leased premises and mortgagee, assignee or receiver
  • Optional employment-related practices liability

Additional Coverages

  • Lost business income
  • Extended loss business income (60 - 360 days)
  • Extra expenses
  • Equipment breakdown
  • Inside and outside moneys and securities
  • Back up of sewer or drain water
  • Employee dishonesty
  • Outdoor signs
  • Valuable papers and records
  • Accounts receivable

For more information or to receive a free, no-obligation quote, please contact Gary Kunce at 1-800-352-3416. You may also request a quote online.

    Disclaimer: Please note that completion of the following request for information does not constitute the purchase of insurance. No coverage may be added, changed or bound as a result of submitting this request for information or quotation of insurance. All coverage must be confirmed by the agency in writing subject to an acceptable signed application meeting the underwriting guidelines of the Insurance Company. First Casualty Insurance Group is licensed in the states of North Carolina, South Carolina and Virginia. No solicitation of insurance is being made outside of this these states.

    Statements on this web site as to policies and coverage provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage go into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at (800) 352-3416 to discuss specific coverage details and your insurance needs. All coverage is subject to terms, conditions and, exclusions of the actual policy issued. Not all policies or coverage is available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions; you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those site.
    190-A Turner Street  |  Southern Pines, NC 28387  |  1-800-352-3416
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    First Casualty Insurance Group 2007

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